Running a business comes with unexpected challenges, and understanding your insurance coverage can make all the difference during tough times.Business income coverage helps replace lost revenue when your operations are interrupted due to covered damages. Extra expense coverage pays for additional costs you incur to keep your business running during these disruptions.
Think of it this way: if a fire damages your restaurant, business income coverage helps replace the money you would have earned while closed for repairs. Extra expense coverage might pay for renting a temporary kitchen so you can continue catering services.
Having both types of coverage protects your business from two angles - lost income and increased costs. This dual protection can be the difference between weathering a storm and facing financial hardship.
At Jones Group Insurance Services, we believe every business owner deserves peace of mind knowing their livelihood is protected.
What challenges have you faced in your business that made you think about income protection?
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Written by Jones Group Insurance Services on Dec 5, 2025